The Best Moist Gluten-Free Chocolate Chip Banana Bread (Dairy-Free & Easy Recipe)
Prepare to indulge in a slice of pure comfort with our incredibly moist gluten-free chocolate chip banana bread. This delightful loaf is generously studded with rich chocolate chips, offering an extra burst of flavor in every bite. Whether you’re seeking a hearty breakfast to kickstart your day or a satisfying tea-time snack to accompany your favorite hot beverage, this recipe is absolutely perfect. The best part? It’s completely dairy-free, making it an ideal treat for those with dietary restrictions, without compromising on taste or texture. Don’t wait – bake a loaf today and experience homemade bliss!

Unforgettable Moist Chocolate Chip Banana Bread
There’s a special kind of nostalgia that comes with the aroma of freshly baked banana bread. For me, it instantly transports me back to childhood memories, particularly to the delightful banana bread from a beloved bakery called “Bengawan Solo”. That comforting fragrance and familiar taste inspired me to create this moist, tender, and utterly delicious banana bread recipe, elevated with the irresistible addition of chocolate chips.
This isn’t just any banana bread; it’s a celebration of flavor and texture, designed to bring joy with every bite. The sweet, ripe bananas create a naturally moist base, while the chocolate chips melt into pockets of pure delight. It’s a versatile quick bread that shines equally bright as a fulfilling breakfast option or a delightful snack paired with your morning coffee or afternoon tea. Get ready to sink your teeth into a slice of perfection!
Why This Gluten-Free Dairy-Free Banana Bread Recipe is a Must-Try
This recipe isn’t just delicious; it’s designed for simplicity and success, even if you’re new to gluten-free or dairy-free baking. Here’s why this chocolate chip banana bread will become your new go-to recipe:
- Simple, Accessible Ingredients: You won’t need to hunt for exotic items at specialty stores. The main ingredients for this gluten-free chocolate chip banana bread are readily available at your local grocery store. We focus on common pantry staples, ensuring that anyone can whip up a batch without stress or a hefty shopping list. Each ingredient plays a crucial role in achieving the perfect balance of flavor and texture.
- Effortlessly Easy to Make: Forget complicated techniques or endless steps. Preparing the batter for this banana bread is incredibly straightforward. It’s essentially a matter of combining the dry ingredients with the wet ingredients, then gently folding in your favorite chocolate chips or chopped chocolate. From mixing bowl to oven, the process is designed to be quick and user-friendly, making it ideal for busy weeknights or a relaxed weekend baking project. Bake until golden, allow it to cool, and then indulge in your homemade masterpiece!
- Completely Gluten-Free & Dairy-Free: This is arguably the best part of this banana loaf! It is 100% gluten-free and dairy-free, making it suitable for a wide range of dietary needs. If you have Celiac disease, gluten intolerance, or lactose intolerance, you can enjoy this rich and flavorful quick bread without any concerns. This recipe ensures that everyone, regardless of their dietary restrictions, can partake in the simple pleasure of a classic, homemade banana bread. It brings inclusivity to your kitchen, allowing everyone to savor this delicious treat!

Key Ingredients You’ll Need for This Delicious Loaf
Gathering your ingredients is the first step to baking this wonderful gluten-free chocolate chip banana bread. Here’s a visual overview of the essential components required for this recipe, ensuring you have everything on hand before you begin.
(For precise measurements and the full recipe, please scroll down to the printable recipe card located at the very bottom of this post. It contains all the detailed information you’ll need for a successful bake.)

Recipe Notes & Essential Substitutions for Perfect Results
Understanding each ingredient and its role is key to mastering this gluten-free chocolate chip banana bread. Here are some detailed notes and potential substitutions to ensure your loaf turns out perfectly every time:
- Bananas: The star of the show! It is absolutely crucial to use very ripe bananas, identifiable by their brown spots. As bananas ripen, their starch converts to sugar, making them much sweeter and softer. This sweetness enhances the overall flavor of your bread, and the softness contributes to its desired moist and tender texture. Using underripe bananas will result in a less flavorful and potentially drier loaf. For this recipe, approximately two medium bananas typically yield one cup of mashed banana.
- Gluten-Free Flour: The type of gluten-free flour blend you choose can significantly impact the final texture. I highly recommend opting for a good-quality gluten-free measure-for-measure flour blend that primarily consists of lighter flours or starches. Look for blends containing rice flour, tapioca starch, corn starch, or potato starch. These lighter components help achieve a delicate and airy crumb. Avoid blends that are predominantly made from heavier flours, such as garbanzo bean (chickpea) flour, as these can lead to a noticeably denser and sometimes gummier final texture in baked goods.
- Xanthan Gum: This ingredient is a true hero in gluten-free baking. Xanthan gum acts as a substitute for gluten, providing elasticity and helping to bind the ingredients together, preventing your bread from crumbling. Many commercial gluten-free flour blends already include xanthan gum, so check your package. If your chosen blend does not list it, make sure to add the specified amount to achieve the best structure and texture.
- Sugar: While I used granulated white sugar for this recipe, you have several excellent alternatives depending on your preference. Cane sugar, light brown sugar, dark brown sugar, or even coconut sugar will all work beautifully. Keep in mind that darker sugars will impart a richer, more caramel-like flavor and a slightly darker hue to both the batter and the baked bread. For those managing blood sugar levels, such as individuals with diabetes or insulin resistance, I highly recommend using granulated monk fruit sweetener. It’s a fantastic 1:1 sugar substitute that boasts a zero glycemic index, meaning it won’t cause a spike in your blood sugar.
- Vanilla Extract: A touch of vanilla extract goes a long way in enhancing the overall flavor profile of the banana bread, adding warmth and depth. It complements the sweetness of the bananas and richness of the chocolate perfectly. I strongly recommend including it for the best taste.
- Chocolate Chips: To keep this recipe strictly dairy-free, I use either high-quality dairy-free chocolate chips or chopped dairy-free chocolate. There are many excellent vegan chocolate options available now that taste just like regular chocolate. If you do not have lactose intolerance or other dairy sensitivities, feel free to use your preferred regular chocolate chips (milk, semi-sweet, or dark) instead.
- Baking Powder: This is our primary leavening agent, responsible for the beautiful rise and tender crumb of the banana bread. Ensure it’s fresh and active for the best results. For those with Celiac disease or severe gluten intolerance, always opt for certified gluten-free baking powder to avoid cross-contamination.
- Sunflower Oil: I typically use sunflower oil because it’s a neutral-flavored oil that I always have on hand, and it contributes to the bread’s moisture without altering its taste. However, you can easily substitute it with other neutral-flavored oils like canola oil, grapeseed oil, or even light olive oil or avocado oil. For a richer flavor profile, you could also use melted dairy-free butter (vegan butter). If you are not avoiding dairy, regular melted butter is also a delicious option.
- Eggs: Eggs are essential in this recipe as they provide structure, act as a binder, and contribute to the richness and moisture of the bread. Make sure to beat them lightly before adding to the wet ingredients. If you have an egg allergy, you can explore substitutes like aquafaba (the liquid from a can of chickpeas) or commercial egg replacers. Be aware that the texture might vary slightly with egg substitutions, but it can still yield a delicious loaf.
How to Bake the Perfect Gluten-Free Chocolate Chip Banana Bread (Step-by-Step Guide)
Baking this delightful banana bread is a simple and rewarding process. Follow these detailed steps to create a perfectly moist and flavorful loaf:
1. Prepare Your Oven and Loaf Pan
Begin by preheating your oven to 350°F (175°C). Proper oven temperature is crucial for an even bake. Next, prepare an 8 x 4 inch (or 9 x 5 inch) loaf pan. You can either grease it thoroughly or, for easier removal and cleanup, line it with parchment paper. If using parchment paper, allow it to overhang on the sides to create “handles.” This simple step ensures your beautiful banana bread won’t stick.
2. Combine the Wet Ingredients for Flavor
In a large mixing bowl, combine the granulated sugar, your mashed ripe bananas, sunflower oil (or chosen alternative), beaten eggs, and the vanilla extract. Use a whisk or a sturdy spoon to mix these ingredients together thoroughly until they are well combined and the mixture is smooth. This ensures that the flavors are evenly distributed and sets the foundation for a moist bread.


3. Integrate Dry Ingredients for Structure
In a separate medium bowl, whisk together your gluten-free measure-for-measure flour, xanthan gum (if your flour blend doesn’t already contain it), baking powder, and salt. Whisking dry ingredients ensures they are evenly distributed, which is crucial for consistent leavening. Once combined, gradually add the dry mixture to the wet ingredients. Mix until all the dry ingredients are fully incorporated and you have a smooth, homogeneous batter. Be careful not to overmix, as even in gluten-free baking, excessive mixing can lead to a tougher texture.


4. Gently Fold in the Chocolate Chips
Now for the best part – the chocolate! Add your dairy-free chocolate chips (or chopped dairy-free chocolate) to the banana bread mixture. Using a spatula, gently fold them in until they are evenly distributed throughout the batter. Be careful not to overmix, as this can cause the chocolate chips to sink to the bottom during baking. A gentle touch ensures every slice gets a generous amount of chocolatey goodness.


5. Transfer Batter to Your Prepared Loaf Pan
Carefully pour the finished banana bread batter into your prepared parchment-lined (or greased) loaf pan. Use your spatula to spread the batter evenly, ensuring it fills the pan from corner to corner. Gently tap the pan on your counter a few times to release any large air bubbles and ensure the batter settles uniformly.
6. Decorate with Sliced Bananas and Extra Chocolate (Optional)
For a beautiful presentation and an extra touch of banana flavor, slice your additional banana lengthwise into two halves. Gently place these banana slices on top of the batter, pressing them in slightly so they adhere and don’t slide off during baking. If you’re feeling extra indulgent, now is the time to sprinkle a few more dairy-free chocolate chips or chopped chocolate over the top for a gorgeous finish that promises extra chocolate in every slice.

7. Bake Until Golden Brown and Fully Cooked
Place your prepared loaf pan into the preheated oven. Bake for approximately 55 to 60 minutes. Baking times can vary slightly depending on your oven, so keep an eye on it. The banana bread is done when a wooden skewer or toothpick inserted into the very center comes out clean, or with just a few moist crumbs clinging to it – but no wet batter. If you notice the top browning too quickly before the inside is fully cooked, loosely tent the loaf with aluminum foil for the last 10-15 minutes of baking. This prevents burning while allowing the interior to finish baking perfectly.

8. Allow to Cool Fully for Best Texture
Once baked, remove the loaf pan from the oven and let the homemade banana bread cool in the pan for about 10 minutes. This initial cooling period allows the bread to set and prevents it from crumbling when handled. After 10 minutes, carefully remove the loaf from the pan and transfer it to a wire rack to cool completely. This step is absolutely critical! It’s important to let the banana bread cool completely, as it continues to “cook” and firm up with residual heat. Slicing it too early can result in a gummy texture and make it difficult to get clean slices. Patience is key for the perfect slice!
9. Slice, Serve, and Savor!
Once your gluten-free chocolate chip banana bread has fully cooled to room temperature, it’s ready to be sliced and enjoyed. Use a serrated knife for clean cuts. Serve it plain, with a smear of dairy-free butter, or alongside a hot cup of coffee or tea. This delicious and wholesome treat is perfect for sharing, or keeping all to yourself!

Dish by Dish Tips & Tricks for Ultimate Banana Bread Success
Here are some extra tips to ensure your gluten-free chocolate chip banana bread is always a triumph, along with advice on storing and freezing:
- Storing for Freshness: To maintain its delicious moisture and flavor, once completely cooled, wrap the gluten-free chocolate chip banana bread tightly in plastic wrap. Alternatively, you can place the entire loaf or individual slices in an airtight container. Store it at room temperature for up to 2-3 days, or in the refrigerator for up to 5 days. Bringing it to room temperature or gently warming it before serving will enhance its flavor.
- Freezing for Later Enjoyment: This banana bread freezes beautifully! To freeze, ensure the cooled gluten-free banana loaf is wrapped tightly in a few layers of plastic wrap, then an additional layer of aluminum foil to prevent freezer burn. You can freeze it whole or slice it first for easy portioning. It will keep well in the freezer for up to 2 months. When you’re ready to enjoy, simply let the frozen loaf or slices thaw overnight in the refrigerator. For a quick treat, individual slices can also be gently reheated in the microwave or toaster oven after thawing.
- Additions & Variations: Feel free to customize your banana bread! You can add a handful of chopped walnuts or pecans for extra crunch, a dash of cinnamon or nutmeg for warmth, or even some shredded coconut for a tropical twist. Just be mindful not to overcrowd the batter with too many additions.
- Troubleshooting Dry Bread: If your bread turns out dry, it might be due to overbaking or too little moisture from underripe bananas. Ensure your bananas are very ripe and always check for doneness with a toothpick rather than relying solely on time. Every oven is different!
- Perfect for Gifting: This homemade gluten-free chocolate chip banana bread makes a wonderful gift for friends, family, or neighbors. Wrap it beautifully with twine and a personalized tag for a thoughtful present.
Discover More Delicious Gluten-Free Banana Recipes You’ll Adore
If you loved this banana bread, you’ll be thrilled to explore our other fantastic gluten-free and dairy-free banana-inspired creations. These recipes make the most of ripe bananas, bringing you moist textures and incredible flavors every time:
- The Best Classic Banana Bread (Gluten-Free, Dairy-Free)
- Fluffy Banana Pancakes (Gluten-Free, Dairy-Free)
- Moist Banana Bars with Cream Cheese Frosting (Gluten-Free, Dairy-Free)
- Tender Banana Cake (Gluten-Free, Dairy-Free)
- Easy 2-Ingredient Banana Ice Cream (Gluten-Free, Vegan)
Indulge in More Gluten-Free Chocolate Chip Recipes
Can’t get enough of chocolate chips? Neither can we! Here’s a selection of our most popular gluten-free and dairy-free recipes featuring those delightful little morsels:
- Amazing Banana Chocolate Chip Muffins (Gluten-Free, Dairy-Free)
- Classic Chewy Chocolate Chip Cookies (Gluten-Free, Dairy-Free)
- Moist Chocolate Chip Muffins (Gluten-Free, Dairy-Free)
- Easy Chocolate Chip Cookie Bars (Gluten-Free, Dairy-Free)
- Hearty Oatmeal Chocolate Chip Cookies (Gluten-Free, Dairy-Free)
Sweet Endings: A Collection of Gluten-Free Desserts
If you’re looking for more gluten-free treats to satisfy your sweet tooth, explore this curated list of delectable desserts that are perfect for any occasion, ensuring everyone can enjoy a delightful end to their meal:
- Gluten-Free Pumpkin Banana Muffins (Dairy-Free)
- 126 Gluten-Free Desserts and Sweet Treats for Labor Day
- Mini Pumpkin Cheesecakes (Gluten-Free, Dairy-Free Option)
- Gluten-Free Pecan Pie Bars (Dairy-Free)
P.S. If you try this incredible gluten-free chocolate chip banana bread recipe, I’d absolutely love to hear from you! Please consider leaving a star rating below and/or sharing your feedback in the comment section further down the page. Your insights are always deeply appreciated and help others discover and enjoy these recipes. Be sure to check out my entire Recipe Index for all the delicious recipes on the blog. You can also follow me on Pinterest, Facebook or Instagram for daily inspiration and behind-the-scenes fun! Don’t forget to sign up for my Email List to get fresh, new recipes delivered straight to your inbox each week!
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Gluten-Free Chocolate Chip Banana Bread (Dairy-Free)
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5 from 1 review
- Author: Felicia Lim
Total Time: 1 hour 10 minutes
Yield: 12 slices
Diet: Gluten Free, Dairy Free
Description
This deliciously moist gluten-free chocolate chip banana bread is generously studded with chocolate chips for an irresistible flavor. Perfect for a hearty breakfast or a delightful tea-time snack. It’s also entirely dairy-free, making it a wonderful treat for everyone. Bake a loaf today!
Ingredients
Units
Scale
- 1 cup ripe bananas, mashed (approximately 2 medium bananas)
- 1 additional ripe banana for decoration (sliced into two pieces lengthwise)
- 2 cups gluten-free measure-for-measure flour blend
- 1/2 teaspoon xanthan gum (omit if your gluten-free flour blend already includes it)
- 1 1/2 cups granulated sugar
- 1 tablespoon vanilla extract
- 1/2 cup dairy-free chocolate chips (or chopped dairy-free chocolate)
- 1/4 teaspoon salt
- 2 teaspoons gluten-free baking powder
- 1/2 cup sunflower oil (or other neutral oil, or melted dairy-free butter)
- 2 large eggs, lightly beaten
Instructions
- Preheat and Line: Preheat your oven to 350°F (175°C). Grease or line an 8 x 4 inch (or 9 x 5 inch) loaf pan with parchment paper, leaving an overhang for easy removal.
- Mix Wet Ingredients: In a large bowl, combine the granulated sugar, mashed ripe bananas, oil (or melted dairy-free butter), lightly beaten eggs, and vanilla extract. Mix well until all ingredients are thoroughly combined and smooth.
- Add Dry Ingredients: In a separate medium bowl, whisk together the gluten-free measure-for-measure flour blend, xanthan gum (if needed), baking powder, and salt. Add this dry mixture to the wet ingredients and mix until just combined and a homogeneous batter forms. Be careful not to overmix.
- Fold in Chocolate Chips: Add the dairy-free chocolate chips (or chopped chocolate) to the batter. Gently fold them in with a spatula until evenly distributed.
- Transfer Batter to Pan: Pour the banana bread mixture into your prepared parchment-lined loaf pan. Gently tap the pan on the counter to settle the batter.
- Place Sliced Bananas on Top: Slice the additional banana lengthwise and arrange the slices on top of the batter, pressing them in gently. If desired, sprinkle extra chocolate chips on top.
- Bake Until Golden: Bake in the preheated oven for 55 to 60 minutes, or until a toothpick inserted into the center comes out clean or with moist crumbs. If the top browns too quickly, tent with aluminum foil for the last 10-15 minutes.
- Cool Completely: Allow the banana bread to cool in the pan for 10 minutes before carefully removing it and transferring it to a wire rack. Let it cool completely to room temperature before slicing; this prevents a gummy texture.
- Slice and Enjoy! Once the gluten-free chocolate chip banana bread is fully cooled, slice with a serrated knife and savor every moist and chocolatey bite!
Notes
Bananas: Always use very ripe bananas with plenty of brown spots. They are sweeter and softer, contributing significantly to the bread’s flavor and moisture.
Gluten-Free Flour: Opt for a good-quality gluten-free measure-for-measure flour blend made with lighter starches (e.g., rice, tapioca, corn, potato) for a lighter texture. Avoid blends heavy in bean flours, which can result in a denser loaf.
Xanthan Gum: If your gluten-free flour blend doesn’t already contain it, add xanthan gum. It acts as a binder, crucial for the structure of gluten-free baked goods.
Sugar: White sugar works perfectly, but you can also use cane sugar, light brown sugar, dark brown sugar, or coconut sugar for varying flavor depths. For a zero glycemic index option, granulated monk fruit sweetener is an excellent 1:1 substitute that won’t raise blood sugar.
Vanilla Extract: Adding vanilla extract enhances the overall flavor of the banana bread, adding a warm, aromatic note. Highly recommended.
Chocolate Chips: For a dairy-free recipe, ensure you use dairy-free chocolate chips or chopped dairy-free chocolate. Regular chocolate chips can be used if dairy is not a concern for you.
Baking Powder: Essential for leavening, ensure your baking powder is fresh and, if necessary for dietary needs, certified gluten-free.
Sunflower Oil: A neutral-flavored oil like sunflower oil is ideal. Other suitable options include canola oil, grapeseed oil, light olive oil, or avocado oil. Melted dairy-free butter (vegan butter) can also be used, or regular melted butter if not dairy-free.
Eggs: Eggs bind the ingredients and contribute to moisture and rise. If you have an egg allergy, consider using aquafaba (chickpea brine) or a commercial egg replacer as a substitute, though textures may vary slightly.
Storing/Freezing: Wrap cooled bread in plastic wrap or an airtight container; store in the refrigerator for up to 5 days. For longer storage, wrap tightly in plastic and foil and freeze for up to 2 months. Thaw in the refrigerator overnight before serving.
Prep Time: 10 mins
Cook Time: 60 mins
Category: Bread, Dessert
Method: Baking
Cuisine: American